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Planning template · Spending
Monthly Budget Tracker
Comprehensive spreadsheet to track income, expenses, and savings across all categories with automatic calculations.
Features
- Automatic category totals and monthly summaries
- Visual charts showing spending by category
- Built-in formulas for savings rate and expense ratios
- Customizable categories for your unique situation
- Year-over-year comparison views
- Budget vs. actual variance tracking
How to use
- Enter your monthly income in the designated section
- Log expenses daily or weekly in each category
- Review the automatic summaries and charts
- Adjust budget allocations based on actuals
- Use insights to identify spending optimization opportunities
Download template
Ready-to-use spreadsheet (opens in Excel or Google Sheets) for your financial planning.