Terms and Conditions
By accessing or using the Financial Focus 360 website ("Site"), you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use this Site.
Purpose of the Site
Financial Focus 360 provides informational content, resource directories, and referral links to help individuals and families make informed financial decisions. We do not offer financial products directly, nor do we guarantee eligibility or outcomes for any third-party services.
Eligibility
Users must be at least 18 years old. By using the Site, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.
User Responsibilities
Users agree to use the Site only for lawful purposes and in a manner that does not infringe upon others’ rights. Prohibited conduct includes misrepresenting identity or financial status, attempting unauthorized access, using automated tools to scrape data without permission, and posting harmful or misleading content.
Privacy and Data Use
Site usage is governed by our Privacy Policy. Financial Focus 360 complies with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA) and the Gramm-Leach-Bliley Act (GLBA).
Third-Party Services
Financial Focus 360 may link to third-party websites and services but does not control or endorse them. We assume no responsibility for third-party content, privacy practices, or outcomes. Users access these services at their own risk.
Intellectual Property
All Site content—text, graphics, logos, and layout—belongs to Financial Focus 360 or its licensors and is protected by copyright and trademark laws. Reproduction or distribution without written consent is prohibited.
Disclaimers
The Site is provided “as is” without warranties of any kind. We do not guarantee accuracy, completeness, timeliness, or error-free operation.
Limitation of Liability
Financial Focus 360 shall not be liable for direct, indirect, incidental, or consequential damages from Site use or content reliance.
Indemnification
Users indemnify Financial Focus 360, its affiliates, and partners from claims resulting from Terms violations or Site misuse.
Changes to Terms
We reserve the right to modify these Terms. Continued Site use following updates constitutes acceptance.
Governing Law
These Terms are governed by U.S. law and applicable state law, without regard to conflict of law principles.
Contact Information
For questions regarding these Terms, please contact us at: [email protected]